Posted by on March 3, 2012
Why Choose Visitors Travel Insurance?
If you are planning a trip for any purpose, you should definitely consider visitors travel insurance. Travel insurance protects you against unforseen events that may occur, such as medical problems or lost luggage. You can even get insurance to cover the costs related to trip interruption or delay. There are many different plans to suit different travel purposes. There are different categories and levels of coverage, so it?s easy to find the right plan for you. Take a look at what you can get through different policies, there is something available to suit everyone.
Visitors Medical Protection, or VMP, is a short-term health plan for travelers going on trips lasting 10 days to two years. Unlike other insurance plans, there is no age limit. This plan covers you medically when traveling abroad. You must sign up for a minimum 10 days coverage. You can renew your plan easily if your first purchase is for coverage spanning three months or more.
The VMP plan comes with a variety of deductible choices which range from $100 to $2,500. The maximum health coverage amount you can get is $250,000 however for individuals age 80 or over the policy is only $15,000 at the most. One of the top benefits you?ll get is emergency evacuation. This means if you are injured your evacuation to the closest medical facility and the cost of accommodations is covered up to $25,000. This plan also offers hospital room and board, ICU coverage, ER bills, outpatient medical bills, dental coverage and more.
There is another Visitors Care plan that is suited for non citizens who are headed to the U.S. This coverage is reasonable in cost and you have your choice of deductibles. Your coverage begins the moment you leave your country of residence, and there are no medical evaluations required. You can get an instant ID card for this coverage when you submit an online application. What?s more, there is an optional rider for pre-existing conditions. The minimum trip duration is 5 days with a maximum of 24 months after the first 12 month policy is renewed.
Patriot Travel America offers visitors insurance for U.S. and non-U.S. citizens. Their coverage is low-cost and covers emergency evacuation and medical care. You are not required to get a medical checkup or show any medical records. If you apply for and are approved online there is a discount available. This is another provider of visitors insurance you may want to consider.
Whether you are in the United States or another country, travel insurance is important to have. Regardless of where you are traveling from and to, there is a need for protection against circumstances that may arise. Health insurance is an important part of travel insurance, because even if you have health insurance in your home company it does not apply abroad. This type of insurance covers things like ambulance transport, emergency room care, outpatient doctor visits and more.
Another advantage of visitors insurance is the lost and stolen baggage coverage. It is not uncommon for bags to get lost or stolen at the airport. If this were to happen to you, you would be stuck with none of your personal possessions. Insurance will reimburse you for the contents of your suitcase so you will have the items you need. There are exclusions with every type of coverage, so make sure to ask your agent what is covered and what is excluded. Your agent can also answer any questions you may have, and it is important to get an idea of how well the agents at a particular company provide customer service before making a final decision on which agency to use.
Trip cancellation and/or interruption is another valuable type of coverage that comes with the majority of insurance plans. If your trip is canceled or cut short due to extenuating circumstances, your insurance plan may cover the cost if the reason is one they accept under the plan. This might include things like illness, inclement weather, or even the death of a relative. It is a type of insurance that is good to have because no one can predict that everything will go smoothly before or during your trip.
As you can see, there are all kinds of different travel insurance types and providers. Most offer their packages in different ranges, for example there might be a Basic, Standard and Deluxe package available. There are some insurance companies where you can tailor the policy to best suit your needs. With so many affordable and customizable options, there?s no reason not to get visitors travel insurance. The insurance is peace of mind and protection against things that probably won?t go wrong but always could.
Recommended Reading
Source: http://www.insuranceinfosite.org/visitors-travel-insurance/
tequila i tunes vevo university of washington craigslist sf crude oil att
Filed Under: friendly - Comments: Be the First to Comment
Tags: insurance, term health plan, trip interruption
top
Source: http://mobilni.mobi/935/visitors-travel-insurance/
one life to live jeff fisher van der sloot heather locklear mlk memorial mlk memorial heather locklear hospitalized
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.