Does Your Dog Look Like Benji? Submit Facebook Pic for Stardom

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JOBS ACT Helps Solar Investing Goes Mainstream ~ what IS working

JOBS ACT Helps Solar Investing Goes Mainstream

Posted by Linda H on 6:38 AM

'; div.innerHTML = summary; } //]]> Thousands of Americans log in to online trading accounts every day to manage personal stock portfolios. Now, there?s a new option for individual investors. I recently took advantage of this option by creating an account with?Solar Mosaic?and investing a small amount of money, along with about 85 other individuals, in a 26-kilowatt rooftop solar system in Oakland.

Right now my $25 investment is really an interest-free loan, since historically companies like Solar Mosaic haven?t been able to offer financial returns on
their products. However, thanks to passage of?the JOBS Act?last month, Solar Mosaic and similar companies will be able to offer returns on investments for ?crowdfunded? projects. So in addition to buying pure stock in a publicly traded company, I?ll soon be able to use websites like Solar Mosaic?s to build a portfolio of solar investments that provide a return on investment with every kilowatt-hour of solar energy produced.

Much has been written about the JOBS Act and its impending effect on?crowdfunding,?entrepreneurs seeking capital, and emerging growth companies like?Kickstarter. But for me, crowdfunding?s new legal status and ability to raise capital for renewable energy projects is indicative of a broader theme: retail investors?that?s you and me, as opposed to institutional investors like banks and funds?now have access to, by my count,?five?primary, different ways to make real money by personally investing in solar.

Let?s look at these five kinds of solar-focused investments that we can currently make as retail investors (if I?ve left any big categories off, please start a discussion in the comment section below!):

1. Crowdfunded Solar

• As outlined above, companies like Solar Mosaic will soon be able to offer modest returns on stable, low-risk investments in solar PV systems across the U.S. This is as simple as selecting a project, investing $25, and having cash payments flow into your account with interest over time.
• Crowdfunding isn?t just restricted to solar. In the UK, several companies are encouraging crowdfunded investment incommunity wind projects.

2. Direct Ownership

• In some states and local jurisdictions, a combination of plummeting solar photovoltaic costs, local and federal incentives, and escalating utility electricity rates have made flat-out ownership of a solar system a good investment with returns as high as 5 percent, depending on location.

3. Third-Party Finance

• In many places in the U.S., power purchase agreements and solar lease providers like SolarCity, SunRun, and Sungevity can offer zero- down solar leases that save you 15 percent from your old electricity bill from day one.?
• While more of an immediate payback contract than an ?investment,? the lease option opens up your bank account to put saved money to work elsewhere. Since retail electricity rates historically increase every year, financial returns can expand over the term of the lease.

4. Community Solar Gardens

• Hailing from RMI?s backyard in Colorado,?Clean Energy Collective?offers customers a way to invest in renewable generation to for up to 100 percent of their electricity use. This investment in solar energy and other renewables can provide a return on investment and is open to individuals without rooftop space of their own.

5. Direct Stock Purchase

• Perhaps the most obvious way for individuals to invest in solar, anyone can buy stock in publicly traded upstream solar companies like the NASDAQ-listed SunPower (SPWR), First Solar (FSLR), and Enphase (ENPH).
• Where one invests in the solar value chain can make a big difference on the success of the investment. Stock purchases of downstream participants (like installers and developers) whose value is aligned with the project-focused investing listed in the four cases above, may soon be an option as companies like?SolarCity go public. One can already invest in developer SunEdison through its parent company MEMC (NYSE: WFR) as well as utilities and other larger companies that develop solar. But in these cases the investment will rest on all of the activities of the company, including those not solar-related.
• Additionally, several mutual funds and business development companies channel capital to solar projects and companies, but I?m not currently aware of any with a singular solar focus?although this could change in the future.

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West expels envoys over massacre of Syrian children

BEIRUT (Reuters) - Western powers expelled Syria's envoys on Tuesday in outrage at a massacre of 108 people, almost half of them children, and peace envoy Kofi Annan urged President Bashar al-Assad to halt the bloodshed as "a tipping point" had been reached.

The killings in the town of Houla drew a chorus of condemnation from around the world, with the United Nations saying entire families were killed in their homes on Friday, some by army tanks and others probably by pro-Assad militia.

"Bashar al-Assad is the murderer of his people," French Foreign Minister Laurent Fabius told Le Monde. "He must relinquish power. The sooner the better."

U.S. State Department spokeswoman described an "absolutely indefensible, vile, despicable massacre against innocent children, women, shot at point blank range by regime thugs."

U.N. peacekeeping chief Herve Ladsous, whose monitors are in Syria, contradicted the Assad's government assertion that the killings were carried out by terrorist gangs.

"Part of the victims had been killed by artillery shells, now that points ever so clearly to the responsibility of the government. Only the government has heavy weapons, has tanks, has howitzers," Ladsous told reporters, adding:

"But there are also victims from individual weapons, victims from knife wounds and that of course is less clear but probably points the way to the (pro-Assad) shabbihas, the local militia."

The United States, France, Britain, Canada, Germany, Italy, Spain, Australia and Bulgaria gave Syria's envoys hours or days to leave their capitals in a coordinated move meant to isolate Assad further diplomatically.

Some had already expelled ambassadors or downgraded ties and so, like Washington, ordered out less senior charges d'affaires.

Western countries that have called for Assad to step down hope the Houla killings will tip global opinion, notably that of Syria's main protector Russia, towards more effective action.

The killings have contributed to doubt about whether a peace plan backed by Annan, a former U.N. secretary general, has any chance of success. Some of Assad's opponents say Annan's plan is only making the situation worse by buying Assad time.

"WE ARE AT A TIPPING POINT"

Annan said that in his talks with the Syrian leader in Damascus he "conveyed in frank terms the grave concern of the international community about the violence in Syria, including the recent shocking events in Houla."

"We are at a tipping point. The Syrian people do not want the future to be one of bloodshed and division. Yet the killings continue and the abuses are still with us today."

More than 10,000 people have died in the uprising against Assad and a crackdown by his loyalists, which began in March last year as part of a wave of revolts across the Arab world.

Western leaders have loudly called for Assad to go for months, but have so far shown little appetite for the sort of armed intervention that toppled Libya's Muammar Gaddafi last year. Any suggestion that force might be threatened has been blocked at the U.N. Security Council by Moscow and Beijing.

French President Francois Hollande said armed intervention could not be ruled out, but only with Security Council support.

"Military intervention is not excluded, provided it is carried out under the auspices of international law, namely a Security Council resolution," he told France 2 TV. "It is down to myself and others to convince Russia and China, and also to find a solution which is not necessarily a military one."

White House spokesman Jay Carney said the United States had not taken any options - including military intervention - off the table, but believed armed action was not the right course at present because it would lead to greater carnage and chaos.

Moscow backed a non-binding U.N. Security Council text on Sunday criticizing the use of artillery and tanks in Houla, but has twice vetoed tougher resolutions. It has shown little sign of changing its stance this week.

Vladimir Chizhov, Moscow's envoy to the EU, criticized the Western expulsions of Syrian envoys: "I believe it rarely is conducive to maintaining dialogue with the other side."

Foreign Minister Sergei Lavrov said Moscow was "alarmed that some countries ... are starting to use this event as an excuse to put forth demands of the need for military action in an attempt to put pressure on the U.N. Security Council."

"We are troubled by the ceaseless attempts to frustrate Kofi Annan's peace plan."

Annan urged the armed opposition to cease violence but appealed first to the government, as the stronger party, to take "bold steps now - not tomorrow, now" by stopping all military operations and showing "maximum restraint".

The plan calls for the government to withdraw all heavy weapons from towns and cities, followed by a cessation of fighting and dialogue with the opposition, but has stalled at the first hurdle.

Assad's government denied having anything to do with the deaths in Houla, or even having heavy weapons in the area, despite the contrary evidence found by United Nations monitors.

Assad himself repeated to Annan Syria's line that "terrorist groups" - Syria's term for the rebels - were stepping up killings and kidnappings across the country.

Syrian Deputy Foreign Minister Faisal Mekdad told reporters: "Syria has not committed a single violation of Annan's plan or the initial understanding between Syria and the United Nations.

"At the same time, the other party has not committed to a single point. This means that there is a decision by the armed groups and the opposition not to implement Annan's plan and to make it fail."

The estimated number of internally displaced Syrians has more than doubled to 500,000 since an April 12 ceasefire and the flow of refugees abroad has gathered pace again, U.N. officials said on Tuesday.

SPENT SHELLS AND TANK TRACKS

U.N. monitors found spent shells and fresh tank tracks in Houla, evidence of weaponry that Syria's lightly-armed rebels do not have in their arsenal.

But the U.N. human rights office in Geneva said the bulk of the 108 mostly civilian dead in Houla had been executed at close range. Survivors told U.N. investigators that the killers were pro-Assad "shabbiha" militiamen, who in the past have assaulted and intimidated hotbeds of opposition to Assad.

"What is very clear is that this was an absolutely abominable event that took place in Houla, and at least a substantial part of it were summary executions of civilians - women and children," said Rupert Colville, spokesman for the U.N. human rights office in Geneva.

He said 49 children and 32 women were among the dead. "At this point, it looks like entire families were shot in their houses."

The report was at odds with a note sent by Syria to the Security Council that said: "Not a single tank entered the region and the Syrian army was in a state of self-defense ...

"The terrorist armed groups ... entered with the purpose of killing and the best proof of that is the killing by knives, which is the signature of terrorist groups who massacre according to the Islamist way."

Gruesome video footage distributed by opposition activists has helped to shake world opinion out of growing indifference to a conflict in which more than 10,000 have been killed.

Opposition sources said rebels had killed 20 soldiers in heavy fighting close to the border with Turkey.

They said six civilians and six rebels, including two commanders, had also been killed over the past 24 hours in fighting that began when the army launched an offensive with tanks and helicopters to retake the region around Atareb.

(Writing by Kevin Liffey and Peter Graff; Editing by Jon Hemming)

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Girls AAU Basketball Summer Camps in the Bay Area

There are many reasons that girls should participate in a summertime activity. It keeps them moving, learning, and meeting new friends. It can improve their self-esteem, challenge them, make them think outside of the box, teach them goal setting, and allow them to have a lot of fun. For California residents there are many options when it comes to Summer Camps in the Bay Area. One option is Girls AAU Basketball camp. The camp can help the individuals improve their b-ball skills like, free throws, lay-ups, three-point shots, dribbling, passing, etc. B-Ball Summer Camps in the Bay not only help with the skills of playing the game but overall conditioning as well. The campers become faster, stronger, more flexible, and more confident and these characteristics positively impact the way they play this sport. It may be assumed that while participating in a Girls AAU Basketball camp the players are only being benefited by learning sports skills.

The truth of the matter is that the lessons learned can also have a positive effect off the court. Building one?s self esteem, leadership skills, ability to work with others, willingness to take on new challenges, endurance, and motivation can trickle into other walks of life and shine some positive light.

Unfortunately many teenage females stop playing the games they love around the time of adolescence. Whether the activity be ballet, gymnastics, soccer, tennis, or some other game, a large percentage of teenage females drop out around this age. Because this time of life is one of many changes, it can be difficult to maintain the same schedule as one did before. They become very conscious of the way their body looks in a uniform, or while partaking in the activity. They may start to compare their body to others and worry that their parts are too big, too small, to round, to flat, etc. another reason that many females drop out of activities around the teen years is due to their friends. One reason is that their friends do not think the game is cool and they make fun of the people who take part in it. Another reason is that when someone?s friends decide not to play a certain sport this makes the player more likely to drop out as well. They do not want to keep participating in something without their closest people. Not only is this a lonely feeling they also may feel left out of the activities that they can not go to due to practices and games. A good idea is to encourage the female to get to know the people who are on the sports team. This way they would never feel like they were missing out on the fun while they were at practice. If a parent has a daughter that is considering taking part in one of the Summer Camps in the Bay Area like a Girls AAU Basketball camp, they should be very encouraging and supportive and point out all of the benefits.

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Cooking Tips To Help You Improve Your Cooking | Licarnival

How many times have you dreaded going into the kitchen to make breakfast, lunch, or dinner? You might need a new perspective. Cooking can be enjoyable and relaxing if you try to see it in another way. Here are a few cooking tips that are sure to get your taste buds tingling and entice your inner chef to come out.

Cook your food first, and then spice it up. Garlic powder, salt, cayenne and pepper are all great spices that can be added to foods after they have been cooked. Many people like different things in terms of spices. Provide spices and seasonings at the table when the dish is done, rather than adding them while you cook. This way, everyone can season his meal to taste.

Consider purchasing a stacking cooling rack. If you are baking numerous batches of cookies, the ones that are cooling can soon eat up all of your work space. Stackable cooling racks help you use the available space most efficiently. This leaves you enough counter space to start on your next project.

There?s almost always leftovers after serving turkey. Instead, cut them into smaller pieces, and put in some airtight containers that will go in the freezer. Turkey remains fresh up to three weeks after being frozen.

Doing so will give you fresh fruit year round. An added bonus is that you are going to be able to eat fruit that is not in season and is therefore unavailable elsewhere during certain periods.

Over-salting a meal or a sauce is a very common cooking mistake, and there is an easy way to deal with it. Take two raw potatoes, peel and chop them, and add them to the sauce to simmer for a quarter hour. The potatoes will soak up the excess salt. For a tomato-based dish, simply add more tomatoes to dilute the saltiness, and continue cooking until they are tender.

Spices and herbs should be kept in a dark place that is cool and dry. Light and humidity can diminish the flavor of spices, as can heat. Exposing the spices to these kinds of conditions can enable them to lose their flavor.

Before purchasing items to prepare any type of dish, it is important that you read the labels of the item. There are many hidden, unhealthy ingredients put into common cooking preparations. You need to make sure what you are purchasing is not high in sugar or sodium, as they are known to cause terrible health problems when consuming too much.

If you?re overwhelmed with dinner prep for the family, try to do some food prep the night prior. The night before the big day, prepare a sauce, marinate meat or chopping up and measuring out vegetables and herbs. This way, your stress levels the next day will be a lot less, and cooking a lot more fun.

Try these tips to cook your dishes. The moment your first home-cooked meal hits your palate, you will begin to understand just how joyous cooking truly can be! You should look forward to this, as you may find yourself trying so many dishes and recipes. Give cooking a shot!

A meat thermometer should be used to ensure that meat is being cooked properly. check out this additional website pages the george foreman recipes blogging site and also take a look at the holland grills Blog.

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Need to tackle hindrances to broadband access ? The Punch ...

Minister of Communications Technology, Mrs. Omobola Johnson
| credits: File

There seems to be a consensus that it is important for Nigeria to quickly deploy broadband infrastructure and harness its benefits for economic development. DAYO OKETOLA examines on what the Federal Government is doing in this regard

Universal access to broadband has become a significant indicator of development and competitiveness globally. Statistics have shown that every 10 per cent increase in access to broadband in developing countries results in a commensurate 1.38 per cent increase in Gross Domestic Products. As such, experts say any country seeking growth, job and wealth creation must address how it can increase its access to broadband.

In view of this, broadband discourse has permeated the Nigerian Information and Communications Technology industry since the $240m Main One submarine cable and $800m Glo I cable landed in the country.

Experts say this is expected because the country?s over 95 million active mobile users have yet to benefit from the huge broadband capacity provided by Main One, Glo One and other subsea cables due to inadequate last mile infrastructure. The cost of Internet access is still high while the speed remains abysmally slow.

As such, ensuring that Nigeria is able to quickly deploy broadband infrastructure and harness the benefits therein have been the crux of the consistent industry engagement and discussions.

While some countries have gone as far as defining access to broadband (or super fast Internet) as a fundamental human right, Nigeria?s broadband access remains low at six per cent.

The Minister of Communications Technology, Mrs. Omobola Johnson, says, ?Despite the fact that we have Internet penetration of 28 per cent (45 million Internet users), only nine per cent (14.5 million people) of the population are actually Internet subscribers and broadband penetration is at a mere six per cent.

?Though access to broadband using mobile phones (smartphones) is increasing, (thereby increasing the number of subscribers) what this statistic tells us is that most Nigerians still access the Internet through public venues (offices, cyber cafes, computer labs). This is as a result of not only the lack of ubiquity of the broadband network but also the cost of access.?

The minister laments that Nigeria currently has one of the highest costs of access in the world at approximately N8 to N10 for 5Mbs of data.

?In fact, recent statistics that I looked at have us as having one of the lowest speeds in Africa,? Johnson adds.

She reiterates that broadband has become a critical ICT infrastructure, saying the goal of the government is to achieve one national network capable of delivering broadband speeds not less than 50 per cent of the average speeds available worldwide at the consumer end within the next five years.

To achieve this, the minister says the government will encourage and enforce the principle of open access/infrastructure sharing to already build transmission networks in order to facilitate an integrated national backbone.

This, she says, has become imperative to expand the building of an integrated national backbone to achieve point of presence in all local government areas in the country. This will be complemented with the adoption of a progressive fibre build up to connect all state capital, as well as the creation of city rings in all major cities.

Some of the things the ministry will do to achieve ubiquitous broadband access in the country, Johnson says, is to remove the bottlenecks and arbitrary additional costs to infrastructure layout such as the cost of right-of-way and conflicting environmental regulations.

Specifically, she says the ministry will collaborate with the Ministry of Environment to resolve conflicting regulations to remove all known and unknown bottlenecks to base station approval.

Emphasising that broadband is a catalyst to economic development, Johnson says government goal is to increase ICT contribution to GDP by, at least, 1.5 per cent by 2015. To actualise this, she says the ministry will facilitate local content development in mobile applications, media and entertainment and support SME untilisation of ICTs. According to her, it is important to get more Nigerian business online as well as increase domestic value added services in the ICT industry.

The minister also says it is important to deepen broadband access for effective and transparent government and governance. This, according to her, will be done by delivering government services via the Internet and improving government to citizen engagement. This will entail creating a single window portal to facilitate easy access to government information.

She says all government MDAs will have functioning websites of the same/similar standards by the end of 2014.

In view of this, the minister discloses that the Federal Government has deployed 86,089 email addresses for government on.gov.ng domain names.

The move, according to her, is in line with the government?s vision to ensure that all its MDAs are migrated from their existing disparate domain names to Nigeria?s Code Top Level domain name .ng both for their websites and official emails.

Apart from the 86,089 email addresses which have been deployed, she says 250 websites of MDAs have been hosted on .gov.ng platform. She also says that the government currently hosts around 200 servers for more than 94 government agencies; adding that 450 government agencies have been connected to a common government network known as OneGov.net.

This seems as an implementation of the call made by the President, Association of Telecommunications Companies of Nigeria, Mr. Lanre Ajayi, that governments at all levels should migrate its services online to boost broadband access in the country.

Also, the General Manager, Federal Public Sector, Galaxy Backbone, Mr. Frank Ugbodaga, while speaking on ?Broadband as a Catalyst for e-Government in Nigeria?, says there has been a rise in application of Internet and broadband resources by government, including the deployment of shared ICT infrastructure and services centres.

The Executive Vice-Chairman, Nigerian Communications Commission, Dr. Eugene Juwah, says Nigeria is not the only country aspiring to enjoy the broadband revolution.

He says, ?Doubling the broadband speed for the economy increases GDP by 0.3 percentage points. This, according to a report, is jointly conducted by Ericsson, Arthur D. Little and Chalmers University of Technology. The report quantified the isolated impact of broadband speed. The percentage points may appear small but if you apply it to the Nigerian GDP at N40tn, you obtain an incease of more than half a trillion naira in the first instance and N120bn in the second.?

The NCC boss laments that while the regulatory environment in the country has remained stable and attractive to global investment community, there still remain a number of challenges affecting broadband infrastructure roll out.

He says one of the most difficult challenges to widescale broadband infrastructure deployment is the issue of right-of- way.

On the solutions, he says instead of imposing one off charge for right-of-way, state governments may adopt a new regime of periodic revenue stream from their right-of-way assets.

One the way to realise this, according to him, is for the states to contribute to the asset on a participatory basis.

Alternatively, he advises that state governments may choose to barter their right-of-way assets for a specialised service from infrastructure operator. For instance, he says access to righ-of-way can be traded for a security surveillance network provided from the infrastructure.

Juwah identifies the prevalent multiple regulation and taxation by state government as a major hindrance to broadband infrastructure deployment, adding that available infrastructure are characterised by operational issues such as monopoly ownership, exorbitantly high pricing and discriminatory access.

He says, ?The current development has made very little impact with the estimated penetration of broadband in Nigeria varying from less than two per cent to less than five per cent. In fact, it is evident that there is practically no broadband market in Nigeria, the huge broadband capacities on our shores notwithstanding. The challenge of the distribution of this capacity inland is the obvious task the Reflash must confront. ?

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Helpful Home Improvement Tips Everyone Can Use | Jason ...

In addition to saving you money, making home improvements can really change the way your home looks for the better. There are many things that you need to know as far as doing home improvements the right way is concerned, so here are a few guidelines that will help you accomplish just that.

If you?re a beginning handyman, try leveling up your skill by taking courses at places like Lowe?s and Home Depot. Many of these big-box stores offer classes on painting walls, tile installation, and other home improvement topics in an effort to compete for your business. Utilize these classes before beginning your home improvement project.

Painting can be done on the interior or exterior of your home. A fresh coat of paint freshens your home and can instantly update any room. Repainting your baseboards and wainscoting, or even your furniture, can refresh your room?s appearance.

Adding some paint to the outside of the house is a good home project. Paint will protect the outside of the home and it also is the main thing that people look at when they drive up. Also, make sure that you choose coordinating colors for your project.

You can keep bugs out of your home and save money on the costs of heating and cooling your home, by sealing off any cracks or other openings around the perimeter of your home. Use caulk around windows, as well as in other places. When caulk dries, it will help prevent bugs from entering and air from escaping.

If your roof is in need of repair, consider replacing your current roof with white tiles. Having darker shingles means that your roof is absorbing too much heat from the sun. Lighter colors will not cause the attic to store excess heat, thus making it cooler. A cooler attic will help should it become necessary to get in your attic.

When installing tiles in places that have moisture, be sure to use cement backer boards. The boards act as a barrier by keeping moisture away from drywall. Wet drywall forms mildew and mold. You want to avoid this by thinking ahead.

You should follow any direction that your contractor wishes to take. You?ve already done your research and found a great contractor, so you should believe that he knows what he?s talking about. If he tells you that the change will be bad, it most likely will. He will know best how to keep you within your budget. Your contractor is the best place to go for sound advice that you can rely on.

Did you know that a simple, cheap improvement like replacing your old window blinds can improve not only the look of the home, but its actual value as well? In addition to ordinary wear and tear and damage from accidents, being constantly exposed to sunlight often leads to fading, bleaching, or other discolorations. New blinds help to add a vibrant look to your home, as you should coordinate them with your home?s style.

If there are small cracks in the roof, aluminum tape may be all you need to make the repair. Aluminum tape requires application to a surface that is clean once you?ve removed the backing. The tape creates a waterproof surface to cover the cracks.

The porch is a great area for improvement when you are considering increasing your home?s value. A porch is something a person will see when first looking at your home. You can spruce it up with a couple plants and fresh plants. You may be surprised to know that your investment in improvement may be considerably less than the value it adds to your home. These little things can have a huge impact.

The above advice can assist you in becoming a home improvement expert. You can make your home look beautiful while meeting your needs in a satisfactory fashion. The harder you try, the better your results are sure to be.

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Humperdinck falls flat at Eurovision

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Has cloud computing come of age? ? Techie Masala

Cloud computing is a much bandied about term and yet a much misunderstood word.

But every company, large or small, wants to be part of the cloud that has been defined by the National Institute of Standards and Technology (NIST) as a model for enabling ubiquitous, convenient, on-demand network access to a shared pool of configurable computing resources (networks, servers, storage, applications and services) that can be rapidly provisioned and released with minimal management effort or service provider interaction.

Part of the confusion around the term arises from such technical jargon while the rest stems from the complexity of the technology. Cloud computing essentially allows a user with just a screen, keyboard and Internet connection to work from anywhere without needing to worry about software upgrades and the like.

We?ve heard all this before, of course. Given that the application services provider and application infrastructure provider technology models were similar in nature and went through a hype cycle before fading away from public memory, the scepticism around cloud computing and security concerns over this evolving technology do not appear to be going away in a hurry.

Despite this, cloud computing holds a lot of promise, according to research firms. A Microsoft-commissioned study, conducted by IDC, predicts that cloud computing will generate over two million jobs in India by 2015. And a study by research firm IDC for EMC India Pvt. Ltd concluded that cloud computing in India would be a $4.5 billion market by 2015.

In focus: (from left) Leslie D?Monte, technology editor, Mint; Ajit Mavinkurve, chief information officer, TML Distribution; Akshay Amar Garkel, manager, Deloitte Touche Tohmatsu India;Vijay S. Mahajan, vice-president, centre of excellence and infra projects, corporate IT, Mahindra and Mahindra; Suresh Ramani, chief executive officer, Techgyan; Alok Shende, founder and director, Ascentius Consulting, and Srikanth Karnakota, director, server and cloud business, Microsoft India, at the debate on cloud computing in Mumbai on 24 May. Abhijit Bhatlekar/Mint

NIST talks about three broad cloud models?public (free Web-based email services, Google Apps and Office 365 to name a few), private (in-house data centres) and hybrid (a mix of public and private). It also refers to three service delivery models?software as a service, infrastructure as a service and platform as a service.

However, for cloud computing to evolve into a successful model, security concerns would have to be addressed even as consumers of this technology work towards understanding the return on investment (RoI) as they convert their capital expenditure (capex) models to an operating expenditure (opex) models with the help of cloud computing.

Besides, the needs of a mobile workforce that believes in a BYOD (bring your own device) trend have to be addressed, since mobile devices introduce an additional security dimension.

These were some broad areas debated by participants at a panel discussion on Cloud Computing: Issues, Opportunites and Challenges, in Mumbai on 24 May.

Participants in the round table were Vijay S. Mahajan, vice-president, centre of excellence and infra projects, corporate IT at Mahindra and Mahindra Ltd; Ajit Mavinkurve, chief information officer, TML Distribution Co. Ltd, a subsidiary of Tata Motors Ltd; Alok Shende, founder and director of Ascentius Consulting; Suresh Ramani, chief executive of Techgyan Pvt. Ltd; Akshay Amar Garkel, manager, Deloitte Touche Tohmatsu India Pvt. Ltd; and Srikanth Karnakota, director, server and cloud business, Microsoft India Pvt. Ltd. The debate was moderated by Leslie D?Monte, technology editor of Mint.

Public, private or hybrid?

Public cloud is where applications will be outsourced in the long run, said Mahajan. ?Only a small section like mail, Web services, etc., are moving into the cloud,? he said. He belongs to a large enterprise that deals with hundreds of users and where data security is a concern.

?RoI is not an issue for moving to the cloud, but security remains a concern. These concerns can be both IT (information technology) related and legal. The need of the hour is to address legal issues arising out of the cloud. Corporates are worried about critical data moving to cloud, they would like to keep it within the four walls,? asserted Mahajan.

Mavinkurve of TML Distribution took a similar stance. He said in-house infrastructure is used where data security is critical, such as research?and?development, enterprise resources planning (ERP), etc., but public cloud is used for areas such as emails. ?For manufacturing, there is hardly any fluctuation in computing requirements unlike that which happens in the IT industry that can adopt a hybrid model,? he said.

When Ramani, who typically services small- and medium-sized enterprises (SMEs) as a systems integrator, was asked if his clients shared similar concerns, his answer was: ?SMEs, which have fewer than 1,000 users, don?t make huge investments in data centres. But whatever investment they are making is substantial considering their size. Their primary concerns deal with aspects such as disaster recovery. It needs to be explained that the most important thing for these companies is not cost but uptime?a system that never goes down. Vendors like IBM and Microsoft have a bigger stake and would ensure data is protected. If data is lost through vendors? data centres, their whole business model collapses as their business depends on them,? said Ramani.

Mahajan, however, pointed out that currently only peripheral applications are being put on the cloud. Mavinkurve concurred that applications related to logistics and transportation are candidates for the cloud rather than core ERP solutions.

Shende?s view was different. He said peripheral applications combined with virtual office enterprises are taking a jump these days. He cited the example of India Infoline Ltd, which put 21,000 users on the cloud. ?If they (users) had not gone on the cloud, the company would have had to make an enormous investment in infrastructure to meet the demand. India Infoline has adopted a subscription-based model, which resulted in the resources deployed being reduced by 80%,? said Shende.

RoI in the cloud

From a vendor point of view, Karnakota of Microsoft said the factors based on which companies are moving to the cloud are agility, focus and costs, ?though users tend to be more biased towards agility and costs?.

?We (India) have around 400 million SMEs. Their IT spending is slower than that of Sri Lanka and Bangladesh. For these companies, IT is the medium to leapfrog. As far as security is concerned, 90% of the data loss happens within data warehouses of the firms. To?encourage?more companies to move to cloud, there has to be a choice made available to them between public, private or hybrid,? he said.

As SMEs deal with a large proportion of collaboration by using subscription-based cloud services, it becomes simple for them as it do not involve capex but only opex (thus reducing costs), Ramani said.

Karnakota cited the example of the All India Council for Technical Education (AICTE) as the largest cloud worldwide. (Microsoft announced in April it would provide free services to AICTE through its Live@edu communication and collaboration software reaching over seven million students and half a million teachers.) Companies need to move beyond just virtualization (a technology that enables fewer servers to balance peak and off-peak data loads, thus reducing costs and energy consumption), said Karnakota. ?Cloud not only eliminates the hidden level of cost, but also management capability gained lowers the significance of the cost,? he added.

Shende pointed out that large enterprises mainly depend on server utilization. When it comes to making investments in the cloud, however, he added that RoI was not relevant as RoE (return on effort).

?Many new technologies are disruptive. They introduce new ways of doing things that were otherwise not possible. While RoI is an appropriate measure to capture the financial returns for technology investments, it often doesn?t capture that which is new to the world paradigm,? he said. ?Solutions like cloud computing deliver outcomes that are much lower on the efforts, as compared with erstwhile solutions and their return on efforts that are significantly higher than the return on investments.?

Shende added that RoI, for instance, involves calculating costs of IT systems and cash flows. ?In the case of AICTE, it would have been virtually impossible to put students in platforms. One also can?t put customer satisfaction into RoI calculation,? he said.

Shende added that among various sectors, the banking industry is into server utilization while manufacturing firms have greater growth and hence focus on agility. The IT and IT-enabled services (ITeS) sectors spend a lot on IT, and hence are into server virtualization. ?IT companies also have multiple customers, and hence, can make huge productivity gains from the cloud,? said Shende.

Security and other concerns

While there?s excitement over the benefits of the cloud, Mahajan cautioned that the industry needs to address the issue of data sovereignty. ?RBI (Reserve Bank of India) mandates all the banks and their branches to keep data within geographic boundaries. Hence, there is a gap for pure public solutions,? he said.

Garkel of Deloitte agreed that the main concern today was from a regulatory perspective as it (the cloud) had not come under the purview of RBI. For example, regulatory perspectives regarding audits are yet to be introduced in the area of cloud computing. Currently only non-core activities are in the cloud. ?There has to be more clarity on how the regulatory landscape evolves,? said Garkel.

All the other panellists agreed that security concerns would have to be addressed as the cloud computing model evolves.

Later, addressing a question from the audience that raised concerns over rupee billings, Ramani agreed: ?Currently the India billing structure is pretty convoluted and it needs to be worked out.? Garkel corroborated that ?convoluted billing indeed remains a major issue, and the regulatory landscape might have to come into picture?.

To another question over concerns in the logistics industry, Shende said the problems arose since companies that have a large number of offices require coordination among them. ?This is enabled by cloud through virtualization. Global geopolitical presence of data centres also helps in data recovery as it is replicated in data centres across geographies,? he said.

Pointing out the benefits of a cloud computing model, Ramani pointed out that when Nariman Point (in south Mumbai) was cordoned off after 26/11, those companies not using cloud technologies suffered due to lack of collaboration, the inability to access emails, etc.

Conclusion

According to a recent survey released earlier this year by India?s largest IT services provider, Tata Consultancy Services Ltd, the heaviest users of cloud applications are the companies that manufacture the technology hardware that enables cloud computing (computers, electronics, telecom equipment), while healthcare service providers are the lightest of users (in terms of average number of cloud apps per business function). The report added that the most aggressive adopters of cloud applications are companies in the Asia-Pacific and Latin America.

Nevertheless, cloud computing is already changing how IT delivers economic value to countries, cities, industries and businesses. IDC estimates that in 2011 alone, IT cloud services helped businesses around the world generate more than $600 billion in revenue and 1.5 million new jobs.

All the panellists hoped that more businesses would adopt cloud computing as security and other concerns are ironed out.

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If you Do Study On the web You Definitely Require An Online Spam ...

Spam has acquired to be among the most irritating things on the net today. I remember when pop-ups very first came to the scene, every single internet site I went to was inundated with a lot of pop-ups, I hated them, and I am sure I was not by yourself. Spam flooded the internet with so many copies from the identical messages, it really is Marc Staal Jersey a very shameful attempt to force the communication on men and women who would not otherwise opt for to obtain it. Most spam is commercial advertising of get-rich-quick schemes, or goods for youthful seeking epidermis. You will discover generally two sorts of spam and so they influence Internet end users in a different way. Cancelable Usenet spam is usually a solitary communication sent to a lot of Usenet spam is aimed at people today who read newsgroups but rarely or under no circumstances submit and give their address absent. Usenet spam robs end users with the utility of the newsgroups by overpowering them using a barrage of marketing or any other irrelevant posts. Email spam is an additional sort of spam that targets individual customers with direct mail messages. E-mail spam lists are ordinarily created by scanning Usenet postings and stealing World-wide-web mailing lists, or looking for Net addresses. What ever It is actually, it is not wanted and thank goodness you will find lots of sites had been they're going to permit you to download free of charge spam blockers.

Net spam filters are a fantastic strategy to block those pesky spam pop-ups, in reality, without them, there truly isn't any technique to get from internet site to web site without Internet spam filters today. Even with spam filters, some pop-up can still get by means of. On the other hand, most World-wide-web spam filters can acknowledge extra than 98% of all incoming spam. You will discover Plugins that can be installed on your computer system that can increase your Net spam filters to the program. A Spamihilator does exactly what it states, it annihilates spam and e-mail spam. Most are freeware applications that works in conjunction with other World wide web spam filters and some will send you a each day report by e-mail if you would like that will let you know just how much spam you receive for the duration of that day while you had been on line. In this way, you can restore false-positives or add the senders for your buddies or block them totally. You may create your personal language file by modifying an XML file. There are various superior World-wide-web spam filters you are able to rely on to get in your computer at this time. It truly is a Federal offense for everyone who knowingly, with the intent to hold on any action which will be a Federal or Condition crime of fraud or Marian Gaborik Jersey identity theft. Also in 1 "creates or procures the development of a site or domain name that represents itself as a respectable online business, with out the authority or approval from the registered owner from the real website or domain title in the genuine on-line small business and uses that site or domain title shall be fined below this title or imprisoned up to five years or each.

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Vatican confirms pope's butler arrested in scandal

VATICAN CITY (AP) ? The Vatican has confirmed that the pope's butler was arrested in an embarrassing leaks scandal.

Spokesman the Rev. Federico Lombardi on Saturday said Paolo Gabriele was arrested in his home inside Vatican City with secret documents in his possession. Gabriele, a layman, was being held.

Vatican documents leaked to the press in recent months have pointed to power struggles and accusations of corruption touching senior Vatican cardinals. In one case, a cleric who complained was reportedly sent to Washington as papal envoy to get him out of the Vatican.

In another case, Vatican officials have accused the president of the Vatican bank of leaking confidential documents. He was ousted by the board Thursday.

Associated Press

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Climate change allows once-rare British butterfly to thrive

Although it's well known that climate change can prompt plants and animals to shift the ranges in which they live, the brown argus (Aricia agestis) has widened its living quarters with unusual speed, according to an analysis of decades of data collected by British volunteers.

By Wynne Parry,?LiveScience Senior Writer / May 25, 2012

Warming has allowed the brown argus butterfly to rapidly expand its range in England and Wales.

Louise Mair

Enlarge

Warming in Great Britain appears to have given a little brown and orange butterfly an edge. The brown argus butterfly has spread about 49 miles (79 kilometers) northward on the island over 20 years, observations indicate.

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Although it's well known that?climate change can prompt plants and animals?to shift the ranges in which they live, the brown argus (Aricia agestis) has widened its living quarters with unusual speed, according to an analysis of decades of data collected by British volunteers.

The butterfly's secret??A new host plant to feed its larvae.

In cooler periods, the larvae feed on the rockroses growing in warm spots, mostly on southerly facing, chalky hillsides, said study researcher Jane Hill, an ecologist at the University of York.

The same butterflies living on continental Europe also feed on geraniums, but, historically, the British brown argus larvae rarely lived on these plants. Now observations collected by volunteers indicate this changed in the 1990s, when average summer temperatures reached unprecedented warmth.

Then, the brown argus butterflies began to show up more often at sites where all potential host plants were geraniums. [Butterfly Gallery: Beautiful Wings Take Flight]

A genetic mutation or physiological change in the butterflies is unlikely, Hill said, rather it appears that warmer temperatures simply allowed them to incorporate a new host plant. (The butterflies have continued using rockroses).

Once the brown argus butterflies can establish populations on their favorite geranium, called dove's-foot cranesbill, they can spread quickly among these common plants. Other dynamics, such an escape from parasites at rockrose sites, helped out, the researchers write in an article published in Friday's (May 25) issue of the journal Science.

"It is a bit of a good news story, and we don't get many of those," Hill said. The caveat, she added, is that the butterfly's range may well be retracting in parts of its range outside of England and Wales, where the observations used in this study were collected.

You can follow?LiveScience?writer Wynne Parry on Twitter?@Wynne_Parry.?Follow LiveScience for the latest in science news and discoveries on Twitter?@livescience?and onFacebook.

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Simple Ideas For Success At Your Next Home Improvement Project ...

If you live in an old home, you may have steel pipes that you should replace with copper or PVC versions. When you encounter steel pipes that have whitish deposits on them, do not strip these away until you are prepared to replace the pipe?the mineral deposits are probably left over from a leak, and this ?scab? may be the only thing preventing your pipes from dripping.

The right tools can make all the difference when working on a home improvement task. Having the right tool will guarantee that the job will be done properly and as easily as possible. Also the proper knowledge of how to use the tool will make a difference to how the job goes.

Maintain your septic tank regularly. You can easily buy certain chemicals that accelerate decomposition and avoid overflowing. When you plan home improvement make sure you do not tamper accidentally with your septic tank. If you need to get a detailed plan of your house and be extremely carefully to avoid costly damages.

Replace your garage door for a quick home picker-upper. The garage door is a focal point to many homes since it can be seen from the street, and is often also an eyesore. For around five hundred dollars, you can have a new garage door installed, and your home will have a fresh looking exterior.

When buying new furniture for your bedroom, consider buying free standing units. While fitted cupboards and dressers look good and save space, you can not take them with you when you move. Additionally, free standing units can be moved into different rooms in your house or sold for cash when you want to redecorate.

If you have older ceiling fans in your home, a simple home improvement is to replace the blades of the fan. This is cheaper than buying a new fixture. Also, if your fixtures match, replacing just the blades allows you to keep the set intact. New ceiling fan blades can give your room a just-renovated look with minimal effort and expenditure.

When buying supplies for a home-improvement project, don?t forget safety equipment. Include gloves, safety glasses, hard hats, and steel-toed boots as necessary. The cost of being hurt on the job will far outweigh the cost of the products you buy to keep your body safe. Make sure you wear them at all times, too!

Add everything you can think of to your budget. Unexpected expenses can quickly add up and one slight mistake can throw your whole budget off track. Prevent this by planning for anything that could go wrong and you will find yourself much better equipped to deal with sudden changes, such as if the original flooring you chose is sold out.

Use up-lighting behind large pieces of furniture to light up a dark corner. It is a dramatic and beautiful way to make the room seem larger than what it is. It is quick, easy and inexpensive and will make the room look as if it is a much larger and brighter space than what it really is.

As was stated in this article, home improvements can be exciting but sometimes challenging process. Learning how to improve your home strategically and properly can help you enhance your home?s value and earn a return on your investment. Follow the advice of this article to assist you in your home improvement project.

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Natures cure acne treatment - Health and Fitness

In order to treat Acne properly we must first see what is true and what is false in all those myths people have about Acne. There are also different causes behind teen and adult acne and different methods of dealing with the problem. A visit to some educated facialist could support as treatment they can advise you precisely what it is best to be using on your skin tone. 3. The synthetic sort of this vitamin sold in pharmacies are labeled D, L, and the natural form D. Thirdly, look for an organization that clearly spells out what natures cure acne treatment the ingredients are and what the effects of these ingredients will have on your skin condition. The medication is usually taken in small doses to prevent the development of acne. For some, acne is not a part that they will eventually grow out of. No acne matter what way the matter is sliced, the problems that acne causes can only be dealt with by attempting to treat the acne itself. These items are not sold in stores so log on to www. mypure. co. uk for a full product listing. These glands secrete an oily substance known as for sebum to lubricate your hair and skin. The list goes on. What you have to watch out for are foods that are high in saturated fats. Dermatologists, who are trained in best proper techniques of performing out the surgery, under aseptic conditions, should be consulted in such a situation. A vitamin deficiency in many of these alone can lead to breakouts acne of acne. Aloe vera wont get rid of existing acne by itself, but with other ingredients it will. For acne prevention, you want a cleanser with benzoyl peroxide or salicylic acid. And when the problem strikes when you are past your teenage years, you feel judged as though people are thinking, ? he should have been over this by now. It has grow to be so well- known that nowadays it really is grown literally all round the planet and revered for its antibacterial, antifungal and anti ? viral qualities and features a huge assortment of employs. This blocks up your pores so they can? t breathe properly. Click to get clear for life Mirena and Acne Natural Remedies for Hormonal Imbalance Correcting the hormonal imbalance naturally Natural remedies for hormonal imbalance may include herbal cure extracts from naturopathic sources, but food is also a natural remedy for many ailments. 6. This treatment is very effective in treating acne because of its ability to penetrate the follicle, cleaning natures cure acne treatment out the dirt, oil, and dead natures skin cells trapped there. While everybody? s skin will be different, it sometimes takes more than one type of solution to solve your acne problems, but rest assured that there best treatment for hormonal acne is a solution for every problem. Take essential fatty acids ( hormonal EFA) either as fish oil or evening primrose capsules. As we all get older, we start to lose collagen, which will make us look tired. For those who resort towards the brief term rewards to make your skin look younger and brighter temporarily then, you can be prepared to face the same acne issues once more and once more. Witch Hazel Astringent This astringent will come in the plant aided by the very same term. Injection of steroids directly into keloid scars can sometimes result in acne scar treatment / improvement. One thing should be bear in mind treatment about non- ablative lasers that being the speculative; they give rise to redness of the skin which may last for some months after the treatment. Chemical peels can improve small, depressed scars and some larger scars.

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Researchers at New York University and Albert Einstein College of ...

Researchers at New York University and Albert Einstein College of Medicine of Yeshiva University have discovered new ways neurons work together to ease the transition between sleep and wakefulness. Their findings, which appear in the journal Neuron, provide additional insights into sleep-wake patterns and offer methods to explore what may disrupt them. Their study explored the biological, or circadian, clocks of Drosophila fruit flies, which are commonly used for research in this area...

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Amid energy boom, North Dakota shaping up as potential Senate battleground (Star Tribune)

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FOR KIDS: Young scientists

High school student wins $75,000 prize for pancreatic cancer test, others show off work

Web edition : 5:24 pm

A new type of sensor that looks for a certain chemical in blood could help doctors quickly and easily detect one of the deadliest forms of cancer. The device so impressed the judges at this year?s Intel International Science and Engineering Fair that it won the $75,000 top prize, awarded on May 18. For more in-depth stories focusing on this and five other research projects shown during the competition,?visit the Science News for Kids website here (insert hotlink). The site also includes a story on the other winning projects that took home major cash awards. Intel-ISEF is a program funded by the Intel Foundation and run by Society for Science & the Public (which publishes Science News for Kids).

Visit the new?Science News for Kids?website?and read the full story:?Young scientists

Found in: Science News For Kids

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Use DNA Analysis to Chart Your Family Tree

by Karthick on May 23, 2012

If your genealogy research has hit a stump, recent scientific advances may be able to help you begin charting your family tree with a little help from DNA analysis. With the help of DNA analysis genealogical researchers can map a family?s tree with a more in-depth process than ever before, especially for those who don?t have a great deal of family information on hand.The DNA analysis can use keep points passed down through the paternal and maternal side to locate and chart genealogical family members and give researchers yet another tool to create a family tree. Reporter David Mark goes more into the scientific advancements for charting genealogy Wicked Local?s website, so go and read it now!

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Report: Iran holds military maneuvers

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